Know whether the reasons you bought still hold.

Okidor is an investment thesis tracking tool for long-term stock investors. You document your structured thesis — investment summary, why you invest, bull and bear cases, target prices, conviction, and the kill criteria that would invalidate your reasoning. Okidor then continuously audits new company information against that thesis, surfacing what changed and why it matters to your specific reasoning.

Okidor is built for long-term retail investors who actively pick individual stocks — value, growth, quality and fundamental investors. The common thread is conviction: you understand why you own your companies and want to stay accountable to that reasoning over time. Okidor is not designed for beginners seeking stock recommendations, or for traders operating on short timeframes.

No. Okidor gives no buy or sell recommendations. It compares what the company reports with the reasons you originally invested, and explains what changed and why that is relevant to your thesis. You decide what to do with that information. The investor is always the decision-maker.

US company SEC filings — 10-K annual reports, 10-Q quarterly reports and relevant disclosures — plus earnings call transcripts and material company news. News passes a publisher filter and a triage pass before it reaches your thesis, so what you see is a short list of things that happened to the business rather than a feed. Price commentary, analyst ratings and syndicated market chatter are excluded by design.

Carefully, and with less weight than a filing. Most of a news feed is market commentary, and none of it is filed under legal obligation — so Okidor keeps only the small share that reports something that actually happened to the business, then weights it accordingly: a news item can raise a concern against your thesis, but it can never on its own confirm that your thesis holds. Only what the company files can do that.

Okidor automatically reads it and runs an audit against your stored thesis. If there are developments relevant to your reasoning, a new audit is generated explaining what changed, which assumption it relates to, and why it matters. If the filing contains nothing relevant to your specific thesis, Okidor records that and moves on. You are notified when there is an audit to review.

Yes. Investment theses evolve — that is normal and healthy. You can amend your thesis at any time, and the amendment is recorded alongside your rationale. The previous version is preserved so you can always understand how your thinking developed. The decision journal keeps the full history, not just the current state.

No. Okidor is a research and thesis-tracking tool, not an investment adviser. It does not provide personalised investment recommendations, does not recommend securities, and does not constitute financial advice. Any investment decision you make is your own. If you require investment advice, please consult a licensed financial professional.

No, and this is the part worth being precise about. The language model is given your thesis and the source document, and it returns structured evidence: which of your stated assumptions the source bears on, which way, and the passages it drew that from. The schema it is allowed to return contains no verdict field at all. The verdict is then assigned by fixed application rules in a fixed order, and the audit report tells you which rule fired. The same inputs always produce the same verdict.

Arithmetically, from the figures in the filing itself. Companies publish their financials as XBRL data alongside the readable document, so a rule such as "gross margin drops below 40 percent" is computed from the company's own reported numbers rather than judged by a model reading prose. A rule that is a matter of judgement, such as a major customer leaving, is assessed from the evidence in the document, and the audit quotes the passage it relied on.

Neither. A robo-advisor allocates your money for you and a financial adviser recommends what to do with it; Okidor does neither and holds no assets. It reads what a company publishes against reasoning you wrote yourself, and reports whether that reasoning still stands up. Every decision stays yours, and there is no model of your risk tolerance, no recommended portfolio and no trading.

The honest answer is that you decide in advance, while you are calm and not holding a loss. Write down the specific conditions that would mean the reason you bought has stopped being true — a margin falling below a level, a customer concentration you would not accept, a competitor taking a market you assumed was defensible — and then check them against what the company actually reports. That is what a kill criterion is, and it is different from a stop-loss: a stop-loss triggers on price, a kill criterion triggers on the thing you believed. Okidor exists to do that checking for you, but the discipline works with a notebook too.

New filings are discovered from SEC EDGAR every half hour and processed within roughly ten minutes of being found, so a 10-Q published in the morning is usually audited against your thesis the same morning. Earnings call transcripts arrive on a slower cycle because of how they are published. Nothing requires you to check for anything.